Music is a big deal today. It always was but more people are starting to form sentimental attachments to certain songs. They identify with a particular tune for the best, and worst, moments of their lives. OK, so they can make us feel happy again but they can help us feel unbearably miserable as well. It’s fair to say that we’re all masochists and rejoice in reliving our past painful memories, but what about the ones you’re making right now? What about the struggles that most of us are having with some form of debt? Why haven’t we got an anthem for that?

Well now we can! To get us started, I’ve compiled a list of songs below that could possibly be used as theme tunes for our financial struggles at the minute. All of them could be anthems that would forever remind us how we felt. You never know, one of the anthems might inspire you to avoid debt like the plague in future! Well, wherever possible anyway!

1. “I Will Survive” – Gloria Gaynor – Only a few of us tend to believe that there are bigger and better things in our future than exist at present these days. Optimism used to be the order of the day but there are more cynics around today that there would have been in the past. Taking a leaf out of Gloria Gaynor’s book and believing in her assertion that she will survive no matter what happens may help you to get over your debt and see the light at the end of the tunnel. This applies when you’re sober as well as drunken ladies (we all have experience of tipsy women belting it out on karaoke)!
2. “Here I Go Again” – Whitesnake – You can guarantee that anything that can go financially wrong when you’re in debt will. An emergency at home, an emergency when you’re on vacation, an emergency appointment at the vet’s for your dog, your car breaks down and you need a new engine… You name it, it will go wrong! I guarantee that you’ll get to know that sinking feeling when you realise that you have no money left and have to get further into debt to cover the emergency, and get to know it well!
3. “Fight For Your Right (To Party)” – Beastie Boys – We all like to let our hair down from time to time, but when you have nothing, not even a penny to your name, it’s difficult to be able to go and join your buddies at the local bar, pub or club. You’ll get a little resentful of your friends and your debt because you can’t live life as you want to… especially after you’ve sold all of your saleable belongings for previous nights out. Fighting through the lack of money is hard but at least you get a decent night out on the odd occasion that you manage it!
4. “Harder To Breathe” – Maroon 5 – Feel suffocated? Trapped? Embarrassed about your situation? If you check all of those boxes then you have absolutely nowhere to turn because you aren’t going to confide in others. Getting help can be hard as well because you’re stubborn and often not man enough to admit that you’re in trouble with debt! Unless your friends are in the same situation then you’re basically going to get judged, but at least they’d provide an outlet for your frustrations and provide you with a little chink of light at the end of the tunnel!
5. “Up” – Shania Twain – If you don’t want debt to drive you insane then you have to believe that something better is waiting for you. Call it fate, call it destiny, call it whatever you like. The main thing is that you believe that you will not be perpetually in debt. This is really hard to do, especially when you hit rock bottom and can’t see any way out of your mounting debt, but you have to remain positive. Of course, Ms Twain’s perkiness may annoy you, especially if you’re a rocker, but t isn’t a bad anthem to remember when you need to call on it!
6. “Keep The Faith” – Bon Jovi – Ah, the version of “Up” for rockers! “Keep The Faith” is obviously all about staying positive no matter what you’ve been through or what you have to face. It’s al about staying positive and clinging on because things will get better. When you’re in debt it is hard to do that but you can make it through if you really try.
7. “The Long Road” – Nickleback – The long road back from debt is a hell of a lot more rocky than the smooth slide that you head on down whilst getting into debt to begin with, but it is a path you have to travel to get out of debt, unless of course someone dies and leaves you enough money to be able to do that in one go! Or you win the lotto! Anyway, most of us aren’t that lucky, unfortunately (with the latter and not the relative dying bit obviously), so you have to claw your way out of the black hole slowly but surely.
8. “Life Goes On” – LeAnn Rimes – It is a fact that life goes on no matter what happens to you. The world isn’t going to grind to a halt just because you’re in debt. You have to change your priorities and cut down your expenses to be able to claw back enough money to pay off your debts because life goes on. While debt shouldn’t stop you from living your own life, it should stop you spending as much so make sure that you reassess your life in general if you want to get it sorted!
9. “Mo’ Money, Mo’ Problems” – Notorious BIG - I’ve just thrown this one in to remind you that having more money and no debt isn’t always a good thing, just to put a different slant on it all. We all assume that having enough money to enjoy ourselves is a bed of roses but it isn’t at all. In fact, it can cause more problems than a little debt because there are always people expecting handouts from you. If you’re in debt then they don’t! This might not seem a positive if you owe credit companies thousands but it’s worth bearing in mind!
10. “Livin’ La Vida Loca” – Ricky Martin – Finally, a song to remind you what got you into debt n the first place! When you do get rid of your debt you have to remember not to get sucked back into the same way of life as you had before the debt because you could end up straight back in the shit in no time at all. You have to learn from your debt and become stronger as a result of the experience. Once you get out f it, resolve never to go back!

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